Your homeowners insurance policy generally covers your home against damage from wind and hail, vandalism, lightning strikes, fires, vehicles, plumbing system failures, falling objects, theft, ice, and smoke. Additionally, it can include coverage for personal liability, medical expenses of others resulting from injuries on your premises, and property damage of others while on your premises.

*Note: Homeowners insurance does not protect against flood-related damages. Please view our flood insurance policy information for separate coverage.

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