Website Privacy Statement

At Howard Insurance, Inc., we are dedicated to protecting your privacy as both a visitor to our website and as our valued customer. We want to assure you that Howard Insurance is the sole owner of the information collected on this website. We pledge that we will not sell, disseminate, disclose, trade, transmit, transfer, share, lease, or rent any personally identifiable information to any third party without your specific authorization, except as detailed in this Privacy Policy.

Information Collection

We will request personal information from you when you enroll for coverage or purchase an insurance policy. Additionally, we may ask for your information when you contact us via email through this website. When enrolling for an insurance policy, we will ask for your name, home address, mailing address, telephone number, and email address. This information will be provided to the insurance company to establish you as a policyholder. Howard Insurance maintains a record of your information to provide policyholder services. All employees of Howard Insurance sign a Confidentiality and Nondisclosure Agreement and are trained on the importance of protecting your personal information.

When you purchase an insurance policy from Howard Insurance, you may pay your premiums using a credit card or personal check. If you use a credit card, your information is deleted from our records after the purchase is authorized. A transaction number will be provided on your Binder of Insurance as a reference for the credit card purchase. We do not retain your credit card information. If you pay by personal check, a copy will be kept in your file. When you email us from this website, you provide us with personally identifiable information, including your email address.

Cookies

A cookie is a piece of data stored on a visitor's hard drive while visiting our website. We may use short-lived cookies during your visit. These cookies are used to identify unique visitors during a particular session, which is the period of active site use while linked to our server. Cookies help carry forward your input information during the enrollment process, enabling you to input your information once and see it appear later in the process. No personally identifiable information is stored on the cookie. Cookies expire and are deleted once you close your browser or after 20 minutes of inactivity. Upon returning for a new session, a new cookie will be issued, and you will not be recognized from a previous visit.

Third Party Links

Our website may contain links to third-party websites not controlled by Howard Insurance. These links are provided for your convenience, and you agree to use them at your own risk. Howard Insurance is not responsible for the content or privacy practices of these third-party websites. Our Privacy Policy applies only to the information we collect from you while you are on our website. We strongly encourage you to review the privacy policies of any third-party websites you visit.

Changes to Our Privacy Policy

We reserve the right to change this Privacy Policy at any time without prior notice. If you have any questions about our privacy policy, please contact us at:

Howard Insurance, Inc.
3925 E. Bellefontaine Road
Hamilton, Indiana 46742
Phone: 260-488-2380 | Fax: 260-488-3097
Email: info@howardinsuranceinc.com