HOME INSURANCE

Homeowner policies provide coverage for your home, the contents of your home, and detached structures.

Your homeowners insurance policy will typically cover your home against damage caused by wind and hail, vandalism, lightning strikes, fires, vehicles, plumbing system failures, falling objects, theft, ice and smoke. In addition, coverage can be provided for personal liability, medical expenses of others which result from injury on your premises and property damage of others while on your premises. Call Howard Insurance today to learn more.

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UMBRELLA INSURANCE

Enjoy the peace of mind that comes from protecting your assets and your future with a personal umbrella insurance policy.

With an umbrella policy, additional layers of liability protection are provided. If a neighbor were to be harmed on your property or if a fire in your home spreads to the house next door, your current liability limits may not be adequate to protect your assets or future earnings. When liability limits are exhausted on your home, auto or other underlying insurance policy, your umbrella insurance policy takes over and offers additional protection.

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